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Well what you said is most of whats takenout of the salary and the mal. insur. is the most depending on your specialty you may pay more in mal. insur. then some docs make a year. Like neurosurgeons for example. In addition to the things you listed. You need to have an office, whether it be by yourself (more expensive) or with someone (less expensive). Then supplies for your office like paper, and other medical supplies. Then your "salary" from your practice also pays your workers salaries so it pays for nurses and people who do your clerical work. You wouldn't pay that if you could do all of it yourself, but you really can't. Thats basically it.
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