Quote:
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Why in my warped little mind did I think I would only have to come up with the monies above the EFC?
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I may be misunderstanding your post (in which case ignore me
) but did you think the EFC was the amount of aid you would/might get? The EFC is the amount - loosely - that you would be expected to come up with. The amount above the EFC (or COA less EFC) is what your aid package would be based on.