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I actually got my Phi Beta Kappa election letter yesterday, and yes, there still is an initiation fee. I think part of it goes to the national organization and part might stay locally.
I am also a member of Order of Omega, the Greek (fraternity and sorority, not language) honor society, which has given me some good leadership experience since I'm on the executive board. Other than that, I also joined Golden Key, which retrospectively was probably money not well spent (although I didn't know about my Phi Beta Kappa election at that time).
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