Think of the ridiculous salary you will be making as a doctor. You can pay off those student loans in no time, monthly student bills are chump change in terms of what doctors get paid.
Fact: Hopkins has a 96% acceptance rate into medical school (on par with some of the best ivy league premed schools and is twice the national average)
Fact: UC Berkely has less acceptance rate into medical school (58%) and it has been decreasing every year since 2002.
Career Center - Medical School Statistics
If you look at the medical school admissions chart here:
Career Center - Medical School Statistics
Out of all 117 applicants to med school in 2007, only 6 out of 117 had a GPA of 3.90 and a MCAT score between 30-34. Of those 6 applicants, all were accepted to at least one medical school. 6/6 indicates 6 acceptances for 6 applicants.
If that is not discouraging enough, Let me find the webapge on the UC Berkely page that states how many ppl applied to which medical schools (really elite ones) and which ones got in or not. (Its a really really really low number. 1/60 applied to x med school and got in.)