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I thought an ideal combination would be MBA at around 30 after BS, earn a lot, get tired of money and do phD at mid forties and spend the rest of your life doing what you most love....
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I imagine by the time one was in their 40s, they wouldn't want to take a break from actually earning money and family live to dedicate almost all of their day to obtaining a PhD for 4-6 years.
I mean, that's one of the reasons why so few people go back for a MS or PhD after they enter the workforce. It's extremely difficult to transition back into "school mode" once you've gotten out of it. Not to mention grad school isn't known for being the most friendly point of your life to be in a relationship.