Harvard has eliminated all Early programs so you can only apply to them RD
Penn & Columbia have binding ED (you can apply to EA schools with the exception of policies like Georgetown)
remember to read the Joint Statement on Common Ivy Group Admissions Procedures. Specifically
Quote:
Financial aid awards for those
qualifying for financial assistance will normally be announced in full
detail at the same time as the admission decisions. An applicant
receiving admission and an adequate financial award under the Early
Decision Plan will be required to accept that offer of admission and
withdraw all applications to other colleges or universities. All the Ivy institutions will honor any required commitment to
matriculate which has been made to another college under this plan. http://www.princeton.edu/admission/pdfs/0708_ivy.pdf |
It is the school not you or your family that determines what is adequate FA. On this note, talk to your parents about what they will realistically pay or borrow for your education. If there is a remote possibility that money is going to be an issue (if someone says they are not going to pay more than $X believe it) do not apply ED.
Chicago- Early Action (you can apply to other schools ED, if they permit and other EA schools. You cannot apply to SCEA schools)