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You will almost surely qualify for unsubsidized Stafford loans even if your current income still seems like it might be too high. The unsub Stafford is not based on Expected Family Contribution. Instead, you take Cost of Attendance - any aid awarded (grants, scholarships). The difference is your eligibility for unsub Stafford. Your D can borrow up to $6500 as a sophomore, and $7500 as a junior. If you need this for this year (2nd semester), file a 2008-09 FAFSA.
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