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friedpasta:
It has everything to do with collective bargaining. All union members HAVE a choice: they can vote the pension (and contribution) out if they so desire.
But, again every $100 your teacher mom (and thumper) put into a pension is exempt from fafsa, correct (this is a question bcos I don't really know), but that same $100 put into a 401(k) pension by a different teacher is added back to fafsa. Thus, the same $100 for retirement in is treated differentially by fafsa -- great if you are a government employee-union teacher but not great if you are non-union preschool teacher.
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