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>>keeps telling me I should've applied to a state school>>
Are you an instate resident for the UC's? If so, those ARE state schools.
You will be able to take out the Stafford loans in your own name. To be honest, any college loans beyond those will need to be co-signed by someone with some collateral.
Your parents aren't the only ones who are worried about spending large sums of money in this economy. Even if your bio parents were married...there is nothing that mandates that they pay for your college education. Colleges EXPECT a family contribution...but there is no law that say folks are required to pay.
Good luck to you if you are instate for the UCs. They are great schools and for instate students are a real bargain.
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