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D1 started college with a credit card with her own name. It didn't have a giant limit, but she used it a little every month and paid off the bill promptly. She is one year out of college and has a GREAT credit score. Good thing, because she will be needing to buy a car soon and renting an apartment.
We're sending D2 off to college this fall and will send her with a credit card. Looks like we'll have to send her off with a credit card that we'll have to co-sign for and that won't be any help in building her own credit. Too bad--will it be just like the olde days when I went to college?...it took a year of working after college to get my own credit card.
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