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Both of our boys got their own through USAA when they turned 18. The bill comes to me and I pay it until college graduation. The oldest now pays his own. They use their cards for airline tickets, books, food, eyeglasses, etc. They both work in the summer, and use mostly cash or debit cards, from their own money. I had to encourage them to use their credit cards each month, to help build up their credit. They both had a BP gas card once they started driving, but the gas cards weren't in their names.
Yalemom, it's my understanding that the card needs to be solely in the student's name to build credit.
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