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Have your mother read these boards for a couple of days. Show her the acceptance statistics, both for all students and for URMs. She'll likely change her mind.
If she doesn't, is it possible for you to apply to at least 1 safety anyway, without her knowing? Can you cough up the application fee on your own? Then come April, you'll have at least one place to go.
Another option is to apply to Penn or another school ED (if you want to go there if you do get in), or to other schools EA. You'll know by December if Mom's being realistic because you get in, but if you don't get in, it'll give Mom a real reality check. Just have the rest of your applications complete so you can just hit Send in December.
Good luck to you.
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