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That calculator on there does not work. We were using it to figure out my sister's info and what she would pay and every time you click "calculate" it gives you a different estimate even if you haven't changed any of the numbers. She makes about 15k a year and her monthly payments ranged from $20
/month-$500/month. A few times it even told her she wouldn't qualify. However, she should qualify for $0 because she is <150% of povery level.
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