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Why would anyone pay their student loans if they were just going to be forgiven eventually?
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You don't get them forgiven unless you live at a poverty level for 25 years....or work in public service which is like living at a poverty level.
But for students in "underpaid" jobs as many seem to have this year, this is a wonderful relief until they find more lucrative employment.
Re: "who is going to pay"...the federal government has had some loan forgiveness for decades. I worked in low income/priority school district for ten years and my loans were forgiven also.