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F is future GPA average and T is target GPA:
(2.9 + F + F + F)/4 = T
=>
F = 4/3*(T - 2.9/4)
So if your target is 3.5, you need to average a 3.7 for the next three years.
If your target is a 3.7, you need to average a 3.97 for the next three years.
*assuming you take the same number of graded credits each year
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