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I second the advice to read the book alamemom suggested. It's great.
Regarding the above message re CSS profile, that's crucial information for people to understand. When I see people report "our EFC=5k", it doesn't necessarily mean anything if it comes from FAFSA. What can make a huge difference, and what top private colleges tend to use, is the info from the profile about assets, including home values. (Of course that probably has very little to do with the change in grants for returning students - those assets also would have been taken into account last year.)
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