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i would definitely shy away from metro PCS....despite their huge advertising campaign in the city they are still really new and definitely trying to reel people in with their unlimited plan for 40 bucks (which is a sweet deal, but i'm sure the reception is spotty)
as for the verizon vs. AT&T comparison: you get what you pay for. verizon has better reception but it costs a whole lot more (you get way fewer minutes for the same price) and texting is more expensive. so it really comes down to whether you are willing to pay more for excellent service or willing to pay a bit less and put up with pretty good service but not the best.
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