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DocT - I was trying to make a point by giving an extreme situation where one could possibly be eligible for FA the second year, but not the first. You are right, under normal circumstance, if you were making 300-500 per year, as stated by OP, and your financial situation should change (lost of a job) you would still not be qualified for any FA, so why bother to fill out FAFSA (except in the case of possible "merit" scholarship).
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