| 1st financial student card
My daughter has one and has not run into any problems whatsoever. It was the only card company to approve a credit card for her with zero credit and without me co-signing. She pays it in full whenever it is utilized. We use bill pay through her own checking account site to pay the card in full - we don't even wait for the bill to come. There is no charge for paying online if you go through bill pay at your own bank.
However....other than seeing recent transactions, you cannot go back and see previous statements on their website. The website is odd, to be honest. She is going to apply for a better, more well known card now that she has had this one for a year and a half or so. Once she gets the new one, we will close this one. I will help her and follow up to make sure it is closed.
Anyway, my opinion is that no it is not a great card, but it is serving its purpose in getting credit established for her.
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