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HonorsCentaur - in terms of "developing as a young adult" there's tremendous overlap between all the top schools. Nowadays, I think key differentiating factors between top schools are elements such as location, strength of particular departments and programs, etc. All of these schools don't differ drastically in how they prepare young adults - the OP could be fine in this regard at Chicago or Brown or Rice or Yale.
On the other hand, I do think there are significant differences in the factors I mentioned above between, say, Chicago and Yale. Rankings and name are awful barometers, but they can serve as a proxy to indicate gaps in opportunity. It's worthwhile for applicants to consider this.
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