Hmm. I had a 3.94 and a GPA a little above the 75th percentile of IU and I applied around November and automatically got in. I even got scholarships (which were supposedly "gone" by time I applied but I got anyways.)
Does Illinois have a application waiver program? I believe Indiana residents who are on free or reduced lunch can get any college application wavered, in-state or out-of-state.
Try U of I in Champaign. I've been there a few times and IU is really similar to it in terms of what the city itself is like and the atmosphere of the college campus.