It's harder to get into NYU as a transfer than as a freshmen. I'm not sure have a 3.7 looks from a CC.
That said, you say you're willing to take out loans... Can you afford $100,000 worth of debt? Can your parents sign for that much debt? Unless your parents can pay for NYU out-of-pocket, you NEED to be concerned with financial aid. Saying "I'll take out some loans" is both ill-informed and immature. You would be graduating with so much debt you wouldn't be able to pay it back while maintaing an even somewhat normal life.