Some schools will pay merit scholarships for 5 years if a dual major is declared when you apply. But you have to read all the fine print. One private school that accepted son last year did offer the merit scholarship for the full 5 years and another private said that the dean would consider extending the scholarship at the end of 4 years depending on son's performance in the preceeding 4 years. We opted for him to attend the instate public school with the 4 1/2 year dual major program(plus scholarships) which worst case if he lost all scholarships would still be affordable. We were very concerned that if he changed majors or didn't keep his grades up, we would be in the same position as the OP.