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I don't know if taking EPGY it will make an impact on college applications, but not taking any more math for the next two years is not a great idea. There may be less expensive alternatives to EPGY. For example, does Rice have classes high schoolers can take and are they convenient in terms of time and location for you? UT-Austin has some classes online that seem much cheaper than EPGY, but I don't know what kind of support they offer to students.
If EPGY still seems the best option, ask your school if it would be willing to pay for EPGY. I believe the school would have to buy the software and provide you with a tutor. One of the math teachers presumably could do it.
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