| I agree with bing that USAA has a great card & services if you are eligible. Regarding 3 cards - an ATM/debit should be your everyday card - note your school may have a card to pay for things on campus as well. You should have a MC/Visa card that is not a debit card for emergencies (auto/hotel, etc.). If your parents are nice, they may add you to their American Express account for travel expenses. More than that, you will get in over your heads - it is the most common mistake/problem for students and young adults. You will not be immune from the temptation. Read any personal finance column and this is the drumbeat - don't get into credit card debt!!! |