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i'm in the same exact boat as all of you. i'm a sophomore in college, and i still need to come up with about 12-18,000 for this year alone. my dad does't qualify for another parent plus loan because his credit is horrible! *he had to move, and long story short, his income was cut more than in half* i have the max of all federal aid, but i'm still short, and i have no idea what to do. i can't find a co-signer for myself, and no one wants to sign for my dad. i don't know WHAT i'm going to! either leave this school and go down to the street to a tier-three school, or suck it up and take a year off... ideas, anyone?!
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