| S got a debit card from our bank (Wachovia) at 16. He went last summer at 19 to get a Visa credit card. They signed him right up, no parent required.
S said at his college (large public U) there were opportunities everywhere to sign up for credit cards. Card Representatives would offer free pizza, t-shirts, whatever to get kids to sign up.
We also get tons of credit card offers for S everyday in the mail. He doesn't even live here anymore and gets more mail than the rest of us! |