| A credit card can be fine for emergencies, with a low balance- it'll help her learn to manage credit and to build a credit rating. My DD did not get one until the 2nd year & is ready to hide it from herself, as she thinks they are dangerous, but she has paid her bill on time every month and is learning a lot in a semi-safe way.
Debit cards are a great way to access your bank account instead of checks. we did only debit for the first year. |