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It's not the fault of the lenders, but this is an indirect yet terrible call for reform. Private universities are out of control. Interest rates are out of control. This is getting completely ridiculous. And, yes, you may say, just go to University of XYZ, but then there are people like those on CC, not to mention the rest of the world, who say, go there and you're going to go nowhere. So this is something that everyone, colleges, lenders, governments, and even parents need to look at and remember and think about.
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