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Where is the personal accountability? I'm sorry he killed himself of course, and in my mind it was completely unnecessary. However, I cannot help but wonder why he took the loans out for the degree if he was not sure of the job market when he got out of school. He should have gone to nursing school instead of getting a masters in chemistry; if he had done that, the loans wouldn't have been an issue.
Where was the psychiatric intervention though? This guy needed to see a doctor to help him with his depression, maybe then he would've had a better shot at landing a job.
If anything I blame the people around him for not getting him medical treatment.
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