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07DAD,
I don't know if you were talking about me, but I am agreeing with you. Nobody is entitled to the education of their choice and folks have to make decisions they can live with. I just wanted to add that people see what they want to see (ie, loans = aid) and I do believe that colleges take advantage of that desire or desperation. The only reason they would subtract loans from the total is to make the bottom line less hideous than it really is. If people are too stupid to acknowledge the real bottom line, that is their problem.
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