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fendergirl · 10-04-2007, 07:27 AM

3bm, that's strange. My Cap one card had a 500 limit and when I turned 18 they sent me a letter changing it to 2500 and I think right now that card is at 5000. My second cap one card that I applied for about two years ago has a limit of 15000. I don't know why they didn't raise his limit.

Jayland, don't blame a credit card for getting young person or anyone in debt. It's the person, not the card. If a person is responsible, they can handle it. Regardless of if they are 16 or 85. If they are irresponsible, they can't. I have some coworkers who are in their 30's who have all their cards maxed out and can't get another credit card or a loan because their credit is so bad with them being in all kinds of debt. That's their own fault and I can't say I feel sorry.

If people would charge only what they can pay off at the end of the month, there wouldn't be a problem...

In the 8 years I've had my card I've never once carried any balance over to the next month - regardless of if it was a 15 dollar bill or a 1000 dollar bill. You just have to be smart and know how much money you actually have - not how much the card gives you.

10-04-2007, 07:27 AM	#15
fendergirl Senior Member Join Date: Oct 2004 Location: PA Threads: 48 Posts: 1,330	3bm, that's strange. My Cap one card had a 500 limit and when I turned 18 they sent me a letter changing it to 2500 and I think right now that card is at 5000. My second cap one card that I applied for about two years ago has a limit of 15000. I don't know why they didn't raise his limit. Jayland, don't blame a credit card for getting young person or anyone in debt. It's the person, not the card. If a person is responsible, they can handle it. Regardless of if they are 16 or 85. If they are irresponsible, they can't. I have some coworkers who are in their 30's who have all their cards maxed out and can't get another credit card or a loan because their credit is so bad with them being in all kinds of debt. That's their own fault and I can't say I feel sorry. If people would charge only what they can pay off at the end of the month, there wouldn't be a problem... In the 8 years I've had my card I've never once carried any balance over to the next month - regardless of if it was a 15 dollar bill or a 1000 dollar bill. You just have to be smart and know how much money you actually have - not how much the card gives you. Last edited by fendergirl : 10-04-2007 at 07:33 AM.