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Old 11-14-2007, 05:48 PM   #8
ostendorf
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Join Date: Nov 2007
Posts: 0
don't touch it witha 10' pole!

This card is the biggest rip-off going. We cut up our son’s after 1 month. They didn’t send him a bill - good thing Mom noticed, because the late fees would have mounted (for ANYTHING - there is a fixed fee of $37 for ANY transgression). They tacked on a $37 fee for going $50 over his limit of $250 - 1 penney over will generate this charge! Big feesif pay on-line - big fees for the student to pay over the phone.

A VERY. VERY bad credit card. Definitely NOT worth the pain!

Second day:

Well it just gets worse - First Financial gave erroneous information to us, from which we stupidly paid our bill in full. My son was over his $250 limit by $1.00 - for that he was charged $37 PLUS another $37 for the next biling cycle - before he even had a chance to see the first blll and 1 month before that first bill was even due!!

A horrible, horrible company. I have written to our local Consumer Complaint Board.
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