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"Should we go to universal healthcare to avoid health insurance companies like this and to save people from getting screwed?"
Are you certain that would make things better? How would that stop fraud? It hasn't so far with the government run programs.
Was the company truly at fault in this situation? They caught someone in a lie, did they honestly do a bad thing?
If you read a story that the company had no internal controls and was mismanaged by not screening properly, would you think they were well run?
As I said for many companies it is far, far easier to just raise rates then to crackdown on the fraud. Mainly because when they do catch somebody cheating, they get blasted. Then if they don't and it comes out, they get blasted for being lax.
No matter who it is at the end of the day government or private... who ever has to say NO will be the bad guy.
One of the biggest misconceptions of nationalized healthcare is the word "NO" will go away... nope, no matter who it is somebody is going to be told "NO" and it will be deemed unfair and an injustice by somebody.
I actually think the word "NO" will increase when the feds take it over..we just had a state supported initative go to ballot that triples damages to insurance carriers who deny claims, "except" in health care? guess who is about to become a bigger player in our healthcare? guess who doesn't want to be sued and have triple damages?
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