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is there not a high risk pool available?
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Should be a high risk pool in every state. Costs more.
It's just like car insurance - people with clean driving records get a better price than those with tickets and accidents.
Opie, I agree. I can't tell you how often I come across people in expensive houses who quibble over a few hundred bucks a month to insure their families.
Medical costs...#1 cost of bankruptcy in the US.