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We have a catastrophic plan that we offer too which doesn't cover doctors visits or prescriptions and the monthly premium too is about half of it's full coverage equivalent.
I get a lot of elderly customers who cancel us to go with other plans and I'm always like "They'll be back next year" when they realize what they just lost.
I get people all the time who throw a fit about the cost of their insurance in relation to what they get out of it and 99.9 percent of the time I come back with how "Insurance is for protection and by that as example I pay x amount of dollars per year on my car insurance and have never needed to make a claim, knock on wood"
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