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Absolutely complete the FAFSA and CSS if it is required - the bottom line is everyone can get student loans IF you need them and IF that is the only way you can get your education then use them - the investment IF managed properly is worth it.
Also I spend 30 years in the student lending business with all the big companies and I went into a new line of work this past August 07 so I have no fee, and no vested interest in who you use or any one particular lender - if I can help ask away and I will give you the best opinion without bias that I can.
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