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dstark - I really appreciate your comments.
"If you don't have any loans, you will be free to take chances, have fun, live on a beach or close to a beach for a couple of years with friends, travel, choose jobs that are just fun, go to grad school, etc."
That is why I'm still not sure.
But I know I could easily decrease my loans depending on numerous things. If I can get a paid internship in the summer or just have a summer job. Also I think I want to be a tour guide. But yeah there are plenty of opportunities to decrease that 65k. Also my parents may take out some PLUS loans so I don't graduate with too much debt.
So I guess time will tell. Thanks again...you guys have been really helpful.
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