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Socal- here's a possible compromise. Go to SDSU for 2 years and then apply to transfer to IU. Even if you like SDSU, you'll still have the option of transferring. You will also know where you stand as far as your GPA is concerned. You will be applying directly for admittance into the business school and will not have to risk paying 2 years of out state tuition on the chance that you might get into the business school. Most business schools at flagship state universities have weed out classes because their business programs are so impacted. This usually includes two accounting classes and at least one calculus course. Often, these courses are not curved and you'll have to bust your butt to get a B or a C - and even then, that might not be enough to get you in the program.
I would also suggest applying to Arizona/ASU. The out of state tuition at these schools is much lower and your travel expenses will be significantly less. You will experience the same school spirit, party scene, large greek system, big time sports programs, etc. Both schools also have very good business programs. You may also have a better chance of getting a scholarship at these schools.
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