College Confidential - View Single Post - Student Credit Card from 1st Financial Bank (USA)

simba · 03-15-2005, 06:27 PM

Son received this credit card offer from this bank, and I was wondering if parents here have any good or bad experiences with them. I searched their website and they don't look like a real bank. Summary of the credit card:

(1) Credit line between $150-$1,000 (we decide)
(2) No Finance charge for purchases up to $250 (if you pay minimum)
(3) 25 day grace period
(4) No annual or application fee.

***If you default, the APR could be minimum of 25%***

I am tempted, any stories to tell

03-15-2005, 06:27 PM	#1
simba Senior Member Join Date: Aug 2004 Location: TX Posts: 2,330	Student Credit Card from 1st Financial Bank (USA) Son received this credit card offer from this bank, and I was wondering if parents here have any good or bad experiences with them. I searched their website and they don't look like a real bank. Summary of the credit card: (1) Credit line between $150-$1,000 (we decide) (2) No Finance charge for purchases up to $250 (if you pay minimum) (3) 25 day grace period (4) No annual or application fee. *If you default, the APR could be minimum of 25%* I am tempted, any stories to tell
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