| Investigate the institutions that are located at/near your D's school. Free accounts are plentiful and they cater to students' needs (low credit limits!).
Wells Fargo has a student plan - free checking, savings, debit card, and VISA. Need to be 18. D had absolutely no problem establishing this account in our hometown. Her OOS college town has a branch and an ATM in the school's student center.
6 years ago, S opened a similar comprehensive student account at National City Bank during summer orientation at UMich (not a bank in our state). Not one eyebrow was raised about lack of credit. He's in grad school now in another state and still uses their VISA card. |