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D1 college swimming programs vary tremendously so your question about whether your daughter would get in will depend upon what level of program she is considering, as well as whether she is seeking scholarship money.
My D swam for USC -- a program that typically finishes in the top 10-ish at NCAAs. Full scholarship swimmers were those who were National Champions/Olympic qualifier types who would make it into finals/score points at the NCAA championship. Partial scholarship swimmers would be those who could qualify for NCAAs, but may not score a lot of points. Pretty much everyone on the team were Senior National qualified in their events. However, she does have friends who attended "second tier" D1 swimming schools (not mean to be disparaging here . . .), were sectional level finalists and got scholarships. Also, many female swimming programs will allow quite a few non-scholarship "walk-ons" to provide Title IX balance for the school.
Re: time commitment. For high level D1 -- it is significant. While NCAA rules are 24 hours/wk of formal training, in reality they often do much more than that when you add in "captain's practices" or their own supplemental works outs (running, etc.) D3, as well as lower level D1 is generally less intense. And for most higher level programs, it is a year round commitment. My D often envied other athletes whose sports were more truly seasonal.
When you look on the college websites and see the seasonal times, it is often pretty meaningless when it comes to scholarship money. Look at the "A" and "B" cuts for NCAAs, and for top level schools, those will be in the ballpark of what they will look for in a recruited athlete.
So, questions to consider:
Are you looking for scholarship money? And at what level? If money is your objective, seek a school where your times will be at the top of their level (measured by point scoring performance at their most significant meet). Also, if money if your objective, remember that D3 does not provide athletic scholarships. On the other hand, you may be able to parlay your swimming into acceptance to a school that might otherwise be a significant reach.
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