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Wow...your credentials are very similar to mine. Also, it seems to me that you currently reside in Nigeria and will apply as an international student - I am an international applicant as well!
Colgate boasts the acceptance rate of 10% for international applicants, whereas the overall acceptance rate was 25.5% last year. It does not make much sense, but what I have found out from communicating with people from the admissions office is that a) many international applications do not get completed, thus not considered for admission; b) financial status is key since Colgate has limited funding for financial aid for int'ls (yet still very good compared to other LACs).
I think as internationals we definitely need to go ED. Bumping your SAT score up (Colgate does not look at the writing section) and keeping your GPA up will give you a decent shot at getting in. Good luck!
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