My top pick is Binghamton so I am planning to apply early action there (ED is too binding for me). Would it be a good idea to just apply to Bing?--and if I get deferred then apply to the other schools on my list for regular? My thinking is that it would be a HUGE money saver, esp if I get accepted into Bing for EA. Also, would it be worth my while to apply to all schools with early action? Or, should I just limit it to Bing?