I have read that schools are reluctant to give huge financial packages to internationals in RD to protect their yield, and the schools that are need blind are already too competitive. I was thinking that if I apply ED to Colgate( you can convert your application to Colgate from RD to ED by March 1), there will be a high chance I can be accepted with my stats. I will do this because my chances at other schools like Swarthmore, Colby, Bucknell, Middlebury, Trinity, Skidmore are low because of my high financial aid requirement and other schools like Amherst, Princeton, Yale, Duke are already too hard to get in disregarding my condition, so if I apply ED to Colgate, I will have a greater chance of getting accepted, or else I will very little chance of getting accepted anywhere and maybe be rejected from them all. Also, Colgate may reject me in RD because my stats are comparatively better than other applicants(SAT 1 1550/1600(Maths 760 and Eng 790) SAT 2 Maths Lvl2 800 Chem 800 Phy 790, some national awards, student council and magazine chief editor, amazing essays and good rec.) , and they may think that I am just using them as a safety for better schools, but ED will solve this.
If I do get accepted ED to Colgate, there will be two possibilities:
1) I get accepted with enough financial aid, and I go to Colgate.
2) I don't get enough financial aid and come out of my ED offer. Then I will still have all my other colleges, which have little chance for me to get in, to rely on.
This is what I think right now, but I am still reluctant to apply because no matter how small the chance, I still have a shot at those other colleges. Colgate is like my 4th or 5th choice. I am really confused and torn between the two options. What do you think I should do?