I am planning to attend UCLA (business), UCSB (economic & accounting) or USC (accounting info system ) but I would like to know which university I can graduate faster before choosing one. To graduate UCLA I need 181 credits and to graduate USC I need around 128. Also, USC is run using the semester system and UCLA uses the quarterly system. Could it be that when a University uses the quartile system, somehow this increases the amount of total credits needed to graduate, even though both take about the same time? Or could it simply be that some classes in UCLA have more general value (credit) than in USC? Or it simply means that UCLA takes longer to finish on average than USC?