Realized not too long ago that this is not the school for me. I want to transfer but of course the schools needs an official transcript, and of course I cannot send that official transcript until I pay $4000. I planned on taking out a loan for that $4000 but I don't have any credit, and who is going to put that much trust into an 18 year old by co-signing their name on a private loan. Any suggestions on what I should? Should I take the semester off and disappoint my family? Are there any private loans for 18 year olds with 0 credit? Any response is greatly appreciated.