With an EFC of 0, you can graduate from UPenn debt free. It's very unlikely, though, that you'll gain acceptance. With scant merit aid available for transfers, it's incredibly unlikely that you could afford Drexel.
Temple and Penn State are your two likely candidates, of the four. Do you have friends or family near either with whom you could reside? Temple is incredibly cheap but even in-state, if you need room and board it'll be tight. Penn State even more so. But if MontCC has transfer scholarship programs and you can snatch up a few external scholarships, either of those could be affordable.