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Hoping to glean the expertise of some of the great experienced minds here (swimcatsmom?)
So - despite my embarassment at a simple question - I am just wondering if it is ever better not to file a fafsa?
If you will not qualify for a pell, seog, beog, etc. and have an EFC that is higher than you can possibly come up with under any circumstances, would it be risking anything to not file?
If I understand correctly, a person with a very high EFC (25K, say) may possible qualify for a an unsubsidized stafford loan - and that's all - is that correct? And are you able to apply for those without completing a FAFSA?
Just wondering if maybe skipping the whole thing wouldn't hurt .....