Did you file for aid late? Or were you selected for verification & did not complete it before the end of the term? In either case, you are not able to get aid for a prior term. When did you file your FAFSA? When was the last day you were enrolled in school?
If you are trying to get a private loan to pay off a balance from earlier, you have to let the lender know that you are trying to pay off a balance from a prior term. Some lenders will lend for prior term balances, but not all will do so.